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MOBILE HOME INSURANCE

Home - Insurance - Mobile Home Insurance

If you have on mobile or manufactured home, it is important to protect your home within an insurance policy. Mobile home insurance California covers your personal property, liability claims similar to the coverage provided in a standard homeowners insurance policy.

What does manufactured home insurance cover?

Generally, a mobile home insurance company pays to repair or replace your mobile home and personal belongings associated with a mobile property. It also pays for the medical bills of an injured guest and your legal fees if unexpected events happen.

MOBILE HOME INSURANCE

Dwelling coverage

Typically, if your mobile home is damaged by fire, smoke, wind, hail, heavy rainfall, the weight of ice and snow, falling trees, burst pipes, lightning, explosions, or vandalism then dwelling coverage pays you up to the policy limits. Moreover, dwelling coverage for mobile homes also covers the structure of your home like:

  • Attached structures
  • Stairs
  • Oil and gas drums
  • Tanks
  • Materials and supplies used in construction or repair of the mobile homes
  • Other structures separated from the mobile home such as a fence

Personal property coverage

This coverage pays out for your personal items if they are damaged or stolen. There are limits to personal property coverage, so you may need to buy extra coverage for the best mobile home insurance California if you have high-value items you want to insure.

Personal liability coverage

Insurance for mobile home policies typically includes liability coverage, which may help to protect you in the case you or someone in your household is found liable for damage to someone else's property or if a guest at your mobile home is injured.

Why choose us

The Kardar Insurance Agency is one of the best manufactured home insurance companies in California. If you are looking for Mobile home insurance near me, click on an “insrant qoute” button, our experienced insurance agents will help you choose the right option for mobile home insurance coverage that saves you time and money. We will make sure you are taking benefit of all insurance discounts and provide you with the best mobile home insurance California. Call us for free mobile insurance quotes online. We service in the areas of California: Anaheim, Chino, Chino Hills, Diamond Bar, Yorba Linda, and Corona

How much is mobile home insurance cost?

The Kardar insurance company provides you with the average cost of mobile home insurance according to your necessity. If you file a claim for home insurance for mobile homes, the insurance provider will repay you up to the policy limits. Best mobile home insurance in California will either be paid you the actual cash value or the replacement cost value. Many providers considered as the best home insurance companies offer replacement value for mobile homes. Typically, replacement cost coverage is better than actual cash value. With replacement cost, you can get the amount of money that is needed to rebuild your mobile home.

Frequently Asked Question

There are many factors that determine the right amount of coverage for your mobile home insurance California. It covers your possessions, including furniture, art, electronics, appliances, jewelry, and so on.

Many policies of mobile home insurance cover disasters like wildfires, but in high-risk areas such as drought areas or densely forested regions, some policies exclude this coverage.

There are some of the best ways to add security to your manufactured home include:

  1. Check Windows for Warping.
  2. Check Exterior Doors for Stability
  3. Add Extra Locks in your home
  4. Invest in A Locking Safe 
  5. Install Home Alarms or an Alarm System.

Mobile home insurance in California is a necessity that protects you financially. When a person buys a home in California, they are making a large investment. So it is essential to protect this investment.

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