Trusted. Local. Independent.

Kardar Insurance Agency has the knowledge and expertise to help with your insurance needs in San Francisco, California.

We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 909-310-2422 to start the conversation.

San Francisco, California
San Francisco, California

Get quotes from multiple insurance companies in San Francisco, California.

Kardar Insurance Agency has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in San Francisco, California to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Homes
& Property
Insurance

You already spent a considerable amount of money to buy your home but what steps have you taken to protect your investment? A major benefit of buying quality San Francisco, California home insurance is the type of coverage that comes along with this level of protection.

Rest assured knowing that quite a few of your losses and expenses are covered if the unexpected crisis should ever occur.

Vehicles
& Exotics
Insurance

Between the inclement weather and a rising crime rate, there are a number of reasons why you should invest in car insurance in San Francisco, California. If your automobile is stolen, your comprehensive insurance coverage can help you to recover the costs.

Rest assured knowing your coverage with Kardar Insurance Agency covers the expenses for repairing and restoring your vehicle.

Auto Insurance in Pennsylvania

Jewelry
& Art
Insurance

We can help you find the best fine art and jewelry insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing in San Francisco, California.

Kardar Insurance Agency understands how to properly valuable belongings so you can rest assured that your collections are protected.

California Businesses

Commercial Insurance

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. Kardar Insurance Agency offers an extensive range of business insurance options designed to safeguard your operations, employees, and assets.

Equipment Floater

Equipment Floater

Equipment floater aka Inland Marine, protects your tools and equipment. From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected.

Builders Risk

Builders Risk

Builder’s Risk Insurance, aka Course of Construction Insurance, is a form of commercial property insurance which covers a building when it is presently being constructed or heavily remodeled.

General Liability

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.

Business Owners Policy

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Commercial Auto

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Commercial Property

Commercial Property

Property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.

Workers Compensation

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Professional Liability

Professional Liability

Professional liability aka Errors & Omissions (E&O), can help cover legal expenses if a business is sued for a mistake, missed deadline, project scope disputes, negligence, or other unsatisfactory work.

Commercial Umbrella

Commercial Umbrella

Commercial umbrella aka commercial excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Google Reviews

Client Testimonials

Every customer has a different story to tell based on their individual experience with Kardar Insurance Agency. We take pride in our customer service and we believe in offering only the best products to our customers. Read some of the reviews online about our Chino Hills insurance agency.

5861 Pine Avenue Ste. 100, Chino Hills

5.0 86 reviews

  • Avatar Hassan Ali ★★★★★ 2 months ago
    I had an amazing experience with Kardar Agency. From the moment I reached out for a quote, the team was friendly, professional, and incredibly knowledgeable. They took the time to understand my needs and helped me find the best coverage … More at an affordable rate. Throughout the process, I felt confident and well-informed. What really stood out was their exceptional customer service — they were always available to answer questions and provide guidance whenever I needed it. I highly recommend them to anyone looking for reliable, personalized insurance solutions
  • Avatar Paul Viazcan ★★★★★ a month ago
    Serena did an amazing job in helping me find coverage for my home. She was very knowledgeable and broke everything down for me. Especially with the insurance here in California she did an amazing job to find me the right coverage that fits … More me and my family. I wild recommend her if you are looking for insurance!!!!!!
  • Avatar Soraya Ardakani ★★★★★ 2 months ago
    Great agency! The whole team is very helpful and resourceful! Have had business insurance through them for years, and now also doing homeowners insurance. Highly recommended.
  • Avatar Mary Serrano ★★★★★ 6 months ago
    Purchased a new home and launched a remodel. Our insurance company could not write a Builders Risk Policy. We next tried a recommended local person who spent over a week and produced nothing. Thank goodness for the professional help offered … More by Joe Munoz with Kardar Insurance. Collected the necessary information, put us through underwriting and had a policy in place within 24 hours!
  • Avatar Cynthia ★★★★★ 8 months ago
    Serena was amazing from start to finish. She made it easy and the outcome for our home insurance was less than we expected.I would recommend this company, and Serena, always.Thank you,Cynthia (Cindi) Peters
  • Avatar Louie Turner ★★★★★ 7 months ago
    Agent was genuinely concerned.She was extremely professional.She had a rapid response time as … More
  • Avatar Bruce Manildi ★★★★★ 5 months ago
    This agency helped us out in a difficult situation. They were very helpful, understood our situation and provided timely service and insurance for our HOA. Thanks
  • Avatar Amahni E. Yarber ★★★★★ a year ago
    I highly recommend Travis Lafond from Farmers Insurance! The insurance market is pretty rough right now, but Travis truly went above and beyond with helping write me new policies for my businesses. … More