Nikki Kardar brings over 15 years of industry experience to the agency. In 2024, she transitioned the agency to an independent model after a successful tenure with Farmers Insurance, where she earned multiple achievement awards. This shift allowed her to provide clients with greater choice and more personalized coverage options.
Before entering the insurance industry, Nikki owned and operated multiple salons for Regis, consistently earning top sales awards. Her background in business ownership and customer service continues to shape the agency’s commitment to client-focused solutions.
Independent Agent vs The Rest
Instead of just working for one company with limited offerings, we represent dozens of top rated insurers. As your needs expand and change we continue to find the best carriers at the best value.
| Features & Services | Our Agency | Captive Agent | Online & 1-800 Companies |
|---|---|---|---|
| Access to multiple companies and wide range of products | |||
| Easy switching from company to company without hassle | |||
| Unbiased and objective advice | Tries to sell & support only their one company | Tries to sell & support only their one company | |
| Claims assistance and advocacy | Adjusters are often exclusive to the one company | No help: You vs. adjuster | |
| Policy service from the same person you bought from | To call center | You'll likely never talk to the same person twice | |
| When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent | |||
